We are delighted to introduce the new Retirement Planning Service available to all members including civilian support staff, whether serving or retired.

A series of Retirement Planning Seminars have been confirmed for the coming months. They are completely free although confirmation of attendance in advance is requested. Attending a seminar is typically the first and most important step to take to assess your financial needs and make appropriate financial decisions.

Some of the subjects covered include:-

Income options in retirement

How will you maintain your standard of living in retirement?

Current market conditions and investment security

Investment options including capital secure solutions

Taxation

Income tax concerns and Inheritance Tax / Capital Gains Tax mitigation

Pension Provision

What sort of pension should you expect when you retire?

Mortgage options

What factors should you consider in relation to your mortgage and associated policies?

Protection Needs

How much life cover will you need to protect your family in retirement?

With the economic crisis and recent budget announcement it is more important than ever to start planning for retirement. I would strongly recommend taking the time to attend a seminar as soon as possible.

Seminar Dates are as follows:

14th March 2012

3rd April 2012
10th May 2012

at the Ellis Lecture Theatre, Lancashire Police HQ, PR4 5SB

The seminars commence at 10.30am and finish with a buffet lunch at 1.00pm

To reserve your place at a seminar or to arrange an individual one-to-one consultation, please do not hesitate

to contact me on 08000 322 966 or email seminars@policeclubsfinancial.com

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Previous successful seminar dates:

18th January 2011

22nd February 2011
29th March 2011

Further questions: Email Club Secretary SC Steve Broadbent